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Incentives & Loan Repayment
The Army Specialized Training Assistance Program (STRAP) provides financial support to physicians completing specialized training in designated areas of concentration.

Program overview
The Army Specialized Training Assistance Program (STRAP) provides financial support to physicians completing specialized training in designated areas of concentration. The program is intended for physicians who have been accepted into or are currently enrolled in an accredited medical residency program.
STRAP participants receive a monthly stipend of more than $3,110 while completing their residency training. This assistance can help reduce the financial burden associated with medical education and allow participants to remain focused on developing their clinical skills.
In exchange for the stipend, participants incur a service obligation with the Army Reserve. For every six months the stipend is received, or any portion of a six-month period, the participant serves one year in the Army Reserve.
After completing residency, physicians may fulfill their obligation through an Army Reserve Troop Program Unit (TPU), the Army Medical Department Professional Medical Command (APMC), or as an Individual Mobilization Augmentee (IMA). These service options allow physicians to apply their specialized medical training in a military setting while supporting the Army Reserve’s medical capabilities.
Eligibility is limited to physicians who have been accepted into or are currently participating in an accredited medical residency program. Eligible specialties are based on the Army’s current staffing requirements and are identified in the Select Reserve Incentive Program Memo. Because specialty eligibility can change according to the needs of the Army Reserve, physicians should contact Marcus to confirm whether their area of concentration currently qualifies.
STRAP connects civilian medical training with future service in the Army Reserve. It provides substantial financial assistance during residency while helping the Army maintain access to physicians trained in critical specialties.
Physicians interested in STRAP should reach out to Marcus to discuss current specialty eligibility, stipend details, service obligations, application requirements, and the available Army Reserve service options after residency.
Plan the next step
The process will be shaped around your profession, education, and intended commissioning path.
Share your profession, education status, timeline, and the scholarship pathway you are considering.
Review the academic, professional, medical, and administrative requirements for your selected program.
Gather the academic records, licenses, references, and supporting documents required for the selection cycle.
Complete the required medical screening, administrative processing, professional review, and interviews.
Review the scholarship benefits, training expectations, appointment details, and service obligation before accepting.
A direct conversation is the fastest way to identify which information applies to you.