Army Reserve Health Professions Loan Repayment Program (HPLRP)

• Army Reserve
• $40,000 Annually
• Up to $250,000
• Select Specialties

The Army Reserve Health Professions Loan Repayment Program (HPLRP) provides financial assistance to help attract and retain qualified medical professionals in the Army Reserve. The program is available to physicians serving in eligible areas of concentration, or AOCs, identified in the current Select Reserve Incentive Program Memo or Pay Plan Memo.

Eligible physicians may serve in an Army Reserve Troop Program Unit (TPU), through the Army Medical Department Professional Medical Command (APMC), or as an Individual Mobilization Augmentee (IMA).

For each year of satisfactory service in an eligible position, HPLRP may provide up to $40,000 toward qualifying education loans. The total repayment benefit may reach a cumulative maximum of $250,000. This assistance can significantly reduce the educational debt accumulated during medical training.

In some cases, participants may also be eligible to receive another Army Reserve incentive, such as the Specialized Training Assistance Program (STRAP), at the same time. Eligibility to combine incentives depends on current Army Reserve policy and the participant’s individual circumstances.

Physicians interested in HPLRP should reach out to Marcus to confirm whether their specialty and position qualify, review eligible education loans, understand the satisfactory service requirements, and determine whether HPLRP may be combined with another Army Reserve incentive.