Financial Assistance Program (FAP)

• Over $3,110 Monthly
• $45,000 Annual Grant
• Open to Residents
• Select Specialties

The Army Financial Assistance Program (FAP) provides financial support to physicians completing civilian residency training. Physicians considering the program should understand that eligibility generally requires completion of the first year of postgraduate training, or PGY1, and successful completion of all three steps of the USMLE or COMLEX examinations on the first attempt.

In certain circumstances, a physician may be eligible to apply during PGY1 under guidance issued by the Office of the Surgeon General (OTSG). These cases are reviewed individually by OTSG/GME. Because eligibility can depend on the physician’s training status and individual circumstances, the next step is to contact Marcus for a detailed review of the requirements.

FAP participants may receive an annual grant of up to $45,000, along with a monthly stipend of more than $3,110. This financial assistance can help offset the costs and financial demands associated with completing a residency program.

In exchange for these benefits, participants incur a service obligation to the Army Medical Corps. The obligation begins with two years of active-duty service for the first year of FAP participation. An additional six months of active-duty service is added for every subsequent six months of participation. The minimum service obligation is two years.

Participants complete civilian residency training in their chosen medical specialty. After completing residency, they enter active-duty service in the Army Medical Corps and begin fulfilling their service obligation. This pathway allows physicians to develop their clinical expertise in a civilian training environment before applying that experience in military medical service.

The program also supports the Army’s need for highly trained physicians in critical medical specialties and helps maintain the readiness needed to care for military personnel.

FAP may be a strong option for physicians seeking financial assistance during residency while preparing for a future career in the Army Medical Corps. Physicians interested in the program should reach out to Marcus to discuss eligibility, application timing, financial benefits, specialty requirements, and the resulting service obligation.